Skill catalog
30 skills across 11 life events. Each one works with any MCP-capable AI agent.
30 skills
Breaks down a home or auto property claim offer, including the deductible, depreciation and holdbacks, and builds the response to a lowball or denial.
Writes a health-insurance denial or prior-authorization appeal, routes it to the right review, and keeps track of each deadline.
Works out what a first home really costs each month, including taxes, insurance, PMI, HOA and upkeep, before you trust the lender's approval amount.
Verifies an interstate mover's federal authority, checks the estimate and inventory, and spells out what you owe at delivery and how to claim for damage.
Gets the itemized bill, finds coding and billing errors, checks financial-assistance eligibility, and negotiates what's left.
Separates the car loan from the F&I add-ons, prices each product and rate markup, and shows how to cancel what you didn't need.
Compares a builder's affiliated-lender incentive against an outside Loan Estimate so you can see which deal actually costs less.
Reviews a venue contract's real costs, food-and-beverage minimums, service charges, cancellation terms and force majeure before you sign.
Covers the hospital-discharge decisions that set the bill: inpatient vs observation status, Medicare notices, charity care and Medicaid applications.
Handles a medical collection: demand validation, check the credit-reporting rules and deadlines, and file complaints when collectors break them.
Works out what you really owe to break a lease, checks for legal early exits, and negotiates the landlord's demand down.
Gets your security deposit back by applying your state's deadline, ordinary wear-and-tear rules and penalties to the landlord's deductions.
Uses the FTC Funeral Rule and each home's General Price List to compare itemized prices and turn down packages and upsells you don't need.
Schedules independent inspections at each build phase and before the warranty runs out, and packages punch-list claims for the builder.
Keeps your contractor payments within legal deposit limits, collects the right lien waivers with each draw, and picks the recovery path if the job goes bad.
What to do when the dealer calls you back after a spot delivery: your state's deadline, keep-or-unwind options, and getting your down payment and trade back.
Shows when the at-fault driver's "full and final" offer is just their policy limit, and how your own insurer's subrogation and your other coverages stack.
Checks a contractor's license, safety record and bids before you sign, and flags the warning signs in a quote.
Gets written out-the-door quotes by email, strips add-ons and illegal fees, and compares dealers on the same all-in number.
Gets you a credit-union preapproval and a short shopping window so you can compare the dealer's APR with the lender's buy rate.
Checks the Closing Disclosure against your Loan Estimate line by line, applies the TRID tolerance rules, and helps you shop title and lender fees.
Turns plus-plus menus, service charges, tax and add-on fees into one all-in number so you can compare venues and caterers fairly.
Reads the builder's contract for you: deposit refund windows, estimated completion dates, arbitration, warranty limits and what the sales rep can't promise.
Sorts out which debts family members actually owe after a death, which small-estate route fits, and who to notify.
Explains an older home's inspection report, separates real risks from cosmetic items, and turns findings into repair requests or credits.
Explains owner's title insurance, how to hold title and deed choices at closing, and how to guard against deed fraud and wire scams.
Helps you decide whether to hire a public adjuster or handle the claim yourself by comparing the fee with the realistic increase.
Plans a lower-cost goodbye by comparing direct cremation, immediate burial, body donation and green burial, and stacking the benefits that help pay.
Adds up the all-in monthly rent and move-in costs and checks the lease's fees and clauses against your state's rules before you sign.
Recovers wrong card charges, unused insurance premiums and airline refunds using the federal and state deadlines that apply to each.
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